Insurance for Skilled Nursing Facilities

Who's it for?

  • Individual skilled nursing facilities
  • Facilities with chains of up to 50 locations

What does it cover?

  • Professional liability
  • Medical practitioner liability
  • General liability
  • Sexual misconduct and physical abuse liability
  • Evacuation expense reimbursement
  • Employee benefits liability
  • Medical expenses
  • Computer virus and hacking attack liability
  • Non-owned and hired auto liability
  • Damage to hired autos
  • Brand protection
  • Court attendance costs
  • Tenants' legal liability
  • Indemnity to mortgagees, landlords or lessors of leased equipment
  • Contractual liability
  • Pollution liability

Why do I need this?

  • In such a tough class of business, our personal, flexible and pragmatic approach to underwriting will be the key to your success.
  • SNF incorporates an innovative risk management program which makes the facility a better risk and uniquely, makes it money. Our risk management tools increase government reimbursements by an average of $1,000 per month for most skilled nursing facilities by ensuring accurate coding of the Minimum Data Set (MDS).
  • Claims are handled by reputable and experienced claims managers Professional Claims Managers Inc. (PCM), who are in possession of claims funds to ensure a swift settlement. PCM provides comprehensive claims and litigation management and program development services to nursing homes of all sizes throughout North America.


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