Who's it for?
- Accountants
- Agricultural consultants
- Bookkeepers
- Business consultants
- Data processors
- Environmental consultants
- Fire consultants
- Food consultants
- Health & safety consultants
- HR consultants
- Insurance brokers
- Investigators
- Interior designers
- Management consultants
- Project managers
- Quality assurance consultants
- Real estate agents
- Security consultants
- Training companies
- Other professional service firms
What does it cover?
- Professional liability
- Breach of contract
- Intellectual property rights infringement
- Pollution liability
- Loss of documents
- Virus and hacking attack liability
- Loss mitigation
- Payment of withheld fees
- Employers' liability*
- General liability
- Products liability
- Tenants' legal liability
- Non-owned and hired auto liability
- Damage to hired autos
- Employee benefits liability
- Medical expenses
- Property
- Business interruption
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Why do I need this?
- The PRO wording covers work subscontracted to others, protecting the policy- holder against claims for wrongful acts either committed by him or herself or someone working on his or her behalf.
- We can cover former firms as long as there has been cover in place continuously with no gaps, and we can easily add additional insureds through the inclusion of our simple "indemnity to principal" clause which will satisfy most contractual requests.
- Not only does PRO give all the cover a professional needs in one simple, cost-effective package, but we'll consider many unique or unusual professions that might normally have trouble finding tailored coverage.
- We offer broad contractual liability coverage, not just negligence.
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