Who's it for?
- App developers
- Business networking websites
- Corporate blogs
- Crowd sourcing applications
- Digital marketing agencies
- Educational games
- Genealogy websites
- Instant messaging applications
- Internet radio websites
- MMORPG
- Mobile phone content developers
- News aggregation services
- Online dating agencies
- Online games developers and publishers
- Online listings sites
- Photo sharing websites
- Social networking websites
- User-generated content sites
- Video sharing websites
- Web-based communities
What does it cover?
- User generated content liability
- Corporate blogging liability
- Libel and slander
- Intellectual property rights infringement
- Invasion of privacy
- Content liability
- Professional liability
- Cyber and privacy
- Property
- Business interruption
- General liability
- Products liability
- Tenants' legal liability
- Non-owned and hired auto liability
- Damage to hired autos
- Employee benefits liability
- Medical expenses
- Loss mitigation
- Court attendance costs
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Why do I need this?
- 2.0 is the first ever insurance product created specifically for social media companies and companies providing services to social media networks.
- The policy features broad coverage for user generated content, a
pre-requisite for any company operating in this space. There is no requirement for this content to have been approved before publication.
- Policyholders can choose whether to notify "cease and desist" requests which helps to reduce the administration burden on both the policyholder and broker.
- We provide full bodily injury and property cover which is necessary in cases where users of a social media site choose to meet offline.
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