Welcome to Novus Insurance Brokers

This coverage is one of the most important policies purchased by an insured. It provides the source of protection for catastrophic liability losses because of its high limits. Excess Liability policies are policies that provide excess layers of coverage over primary policies or other umbrella or excess policies. They represent the layers of coverage that attach over a stated limit of liability for Commercial General Liability, Automobile Liability, Professional Liability, or Employer's Liability.