Who's it for?
It's for agencies who supply workers into the following sectors:
- Financial services
- Construction
- Driving / haulage
- Education
- Engineering and technical
- Hospitality
- Interim management
- IT / telecommunications
- Human resources
- Marketing, media and communications
- Medical / nursing
- Office / clerical workers
- Oil & gas
- Pharmaceutical & scientific
- Public Sector
- Retail / sales
What does it cover?
- Professional liability
- Vicarious liability
- Placed personnel dishonestly
- Breach of the Agency Workers Regulations Act 2010*
- Breach of contract
- Intellectual property rights infringement
- Pollution liability
- Loss mitigation
- Payment of withheld fees
- Employers' liability**
- General liability
- Products liability
- Tenants' legal liability
- Non-owned and hired auto liability
- Damage to hired autos
- Employee benefits liability
- Medical expenses
- Property
- Business interruption
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Why bother with RES?
- The vicarious liability section of our policy provides the insured with explicit cover if found legally liable for the actions of placed personnel. The liability sections also cover claims arising out of injury or damage involving placed personnel.
- Most policies include a clause restricting coverage to the placement of
temporary workers through 'standard' contracts, which deem placed personnel to be the employees of the end client, but increasingly this is not reflective of how recruitment works. We, however, don't differentiate between 'standard' and 'non- standard' contracts.
- RES covers claims arising from unintentional breaches of the Agency Worker Regulation Act 2010 (AWR).*
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