Insurance for Social Media Companies

Who's it for?

  • App developers
  • Business networking websites
  • Corporate blogs
  • Crowd sourcing applications
  • Digital marketing agencies
  • Educational games
  • Genealogy websites
  • Instant messaging applications
  • Internet radio websites
  • Mobile phone content developers
  • News aggregation services
  • Online dating agencies
  • Online games developers and publishers
  • Online listings sites
  • Photo sharing websites
  • Social networking websites
  • User-generated content sites
  • Video sharing websites
  • Web-based communities

What does it cover?

  • User generated content liability
  • Corporate blogging liability
  • Libel and slander
  • Intellectual property rights infringement
  • Invasion of privacy
  • Content liability
  • Professional liability
  • Cyber and privacy
  • Property
  • Business interruption
  • General liability
  • Products liability
  • Tenants' legal liability
  • Non-owned and hired auto liability
  • Damage to hired autos
  • Employee benefits liability
  • Medical expenses
  • Loss mitigation
  • Court attendance costs

Why do I need this?

  • 2.0 is the first ever insurance product created specifically for social media companies and companies providing services to social media networks.
  • The policy features broad coverage for user generated content, a pre-requisite for any company operating in this space. There is no requirement for this content to have been approved before publication.
  • Policyholders can choose whether to notify "cease and desist" requests which helps to reduce the administration burden on both the policyholder and broker.
  • We provide full bodily injury and property cover which is necessary in cases where users of a social media site choose to meet offline.

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